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GST Rate · HSN 9403

GST on Furniture in India

Rate verified for 2026 · checked 2026-08-19

Furniture attracts 18% GST in India for wooden and metal pieces under HSN 9403. Bamboo, cane and rattan furniture attract 5%, and mattresses 18%.

GST rate
18% GST
CGST
9% GST
SGST
9% GST
HSN code
9403
GST rate
18%
Intra-state
9% CGST + 9% SGST
Inter-state
18% IGST

Working out the GST on furniture

Most furniture is taxed at 18%, and the calculator below uses that rate. Bamboo, cane and rattan pieces are the exception at 5%, so check the material against the table further down before you bill. Multiply the taxable value by 18 percent to get the GST, then add it to the base price for the total.

  • For an intra-state sale, the 18% splits into 9% CGST and 9% SGST.
  • For an inter-state sale, a single 18% IGST applies instead.
  • The calculator on this page is pre-set to the 18% rate and handles both cases.

A worked example

Suppose a furniture order has a taxable value of ₹25,000 before tax. Applying 18% GST works out as follows.

₹25,000 at 18% GST
Taxable value₹25,000.00
GST @ 18%₹4,500.00
Total payable₹29,500.00

Furniture GST rates by material

Most furniture is taxed at 18% under HSN 9403, but the material matters. Eco-friendly furniture made wholly of bamboo, cane or rattan was moved to a concessional 5% at the 56th GST Council, and bedding items sit under a separate code. The table lays it out.

Furniture typeHSNGST rate
Wooden furniture (beds, tables, wardrobes)940318%
Metal furniture (office, steel)940318%
Bamboo, cane or rattan furniture94035%
Mattresses, cushions, pillows940418%

Input tax credit: office yes, home no

The ITC rule for furniture turns on use. A GST-registered business buying desks, chairs or storage for its office can claim full input tax credit on the 18% paid, as long as the invoice carries the GSTIN and HSN 9403 and the furniture serves the business. Furniture bought for personal or home use is not eligible. This is the single most useful distinction for anyone furnishing a workspace.

Made-to-order and imported furniture

Custom or made-to-order furniture is taxed the same way as ready-made, by material and HSN code, so a bespoke wooden wardrobe is still 18%. Imported furniture attracts the same GST rates as domestic, applied as IGST on the landed value. A registered dealer selling used furniture generally charges 18%, sometimes on the margin under a margin scheme.

Furniture HSN codes in detail

Getting the code right matters because the rate follows the classification, and mixing up furniture with bedding is a common invoicing error. The table sets out the codes you will actually see on an invoice.

ItemHSNGST rate
Seats and chairs940118%
Other furniture (tables, beds, wardrobes)940318%
Bamboo, cane, rattan furniture94035%
Mattresses, cushions, pillows, quilts940418%
Lamps and lighting fittings940518%

The mattress point is the one that trips people up, and it changed direction in 2025. Bedding under 9404 used to sit at 12% while the bed frame under 9403 sat at 18%, so the two lines genuinely differed. GST 2.0 withdrew the 12% slab and moved bedding up to 18%, so a frame and a mattress now carry the same rate. The codes still differ, and the invoice should still show them as separate lines with their own HSN, because HSN-wise reporting in GSTR-1 is by code rather than by rate.

Assembly, delivery and composite supply

When furniture is sold with delivery and assembly as part of the deal, the whole thing is a composite supply and the furniture's rate applies to the total. So an 18% wardrobe with an assembly charge is taxed at 18% on the combined amount, not at a separate service rate on the assembly. If a retailer bills assembly as a genuinely separate service it can carry its own rate, but bundled-in charges follow the principal supply.

Used and second-hand furniture

An individual selling their own used furniture privately does not charge GST. A registered dealer reselling second-hand furniture generally charges 18%, and may use the margin scheme, charging GST only on the difference between the buying and selling price rather than on the full amount. That keeps second-hand goods from being taxed twice on the same value.

Frequently asked questions

Wooden and metal furniture attracts 18% GST under HSN 9403. Furniture made wholly of bamboo, cane or rattan is taxed at a reduced 5%.

Yes. Bamboo, cane and rattan furniture attracts 5% GST, a concessional rate introduced to promote eco-friendly products.

Mattresses, cushions and pillows fall under HSN 9404. They were 12% until 22 September 2025, when GST 2.0 withdrew the 12% slab and moved bedding up to 18% — the same rate as the bed frame. Rate lists still showing 12% on a mattress are out of date.

Yes. ITC is available on furniture bought for business use, provided the invoice shows the GSTIN and HSN 9403. Furniture for personal or home use is not eligible.

No. Made-to-order furniture is taxed by material and HSN code, the same as ready-made. A bespoke wooden piece is still 18%.